Town, Montenegro
Healthcare in Kotor: hospitals, costs and insurance
Healthcare in Kotor
Basic care is fine; serious cases go to Podgorica or Dubrovnik. Insurance with evacuation is sensible.
Hospitals for foreigners in Kotor
| Hospital | Good to know |
|---|---|
| Kotor General Hospital (Opšta bolnica Kotor) | Emergency and general care |
| Private clinics in Kotor and Tivat | Faster appointments, English-speaking staff |
Key facts
- Doctor's visit: €30–70 ($34–79) at a private clinic without insurance.
- In Montenegro: Basic public care; Podgorica's Clinical Centre is the main referral hospital, and private clinics in coastal towns are quicker. Carry travel insurance.
- Pharmacies: Pharmacies (apoteka) in every town; staff in coastal resorts usually speak some English.
- Health spending: US$1,148 per person a year (2023); 2.8 doctors per 1,000 people (2023), World Bank.
- Emergency: Police 122 · Ambulance 124 · Fire 123 · All emergencies 112.
Travel and health insurance
Travel insurance isn't required to enter Montenegro, but treatment for visitors is paid upfront.
| Insurer | Good for |
|---|---|
| SafetyWing Nomad Insurance | Monthly subscription for nomads and long trips; cancel anytime. |
| Genki | Health insurance for nomads, from a European insurer. |
| World Nomads | Trip insurance that covers many adventure activities. |
| Heymondo | Single-trip, annual and long-stay plans with a medical app. |
| IMG Global | Travel medical and long-term international health plans. |
Quick answers
What is the best hospital in Kotor for foreigners?
Kotor General Hospital (Opšta bolnica Kotor): Emergency and general care
How much does a doctor's visit cost in Kotor?
About €30–70 ($34–79) at a private clinic.
Do I need travel insurance for Montenegro?
It isn't required for entry, but recommended: hospitals in Montenegro expect visitors to pay or show insurance.
More about Kotor
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Sources
- World Bank: health expenditure per capita
- CDC Travelers' Health: Montenegro
- Tivat Airport (Airports of Montenegro)
- Kotor Tourism Organisation
SoloSquare has no commercial relationship with the insurers listed. Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.