Caribbean
Money, cards and tipping in Cayman Islands
KYDDollar
Money in Cayman Islands
Practically cashless Cards and contactless work almost everywhere; the Cayman dollar is pegged to the US dollar (about CI$1 = US$1.20) and US dollars are accepted widely. US$1 ≈ CI$0.83 (03 Oct 2026).
Key facts
- Tipping: Many restaurants add a 15% service charge; check the bill before adding more.
- ATMs: ATMs in George Town, Seven Mile Beach and the airport; fees depend on your bank and most dispense CI$ or US$.
- Paying by phone: Apple Pay and contactless cards work in most shops and restaurants.
- Price level: about 113% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Grand Cayman | Practically cashless | Cards and contactless are accepted almost everywhere; USD and KYD both work. Carry a little cash for buses and beach vendors. |
Quick answers
Do you tip in Cayman Islands?
Many restaurants add a 15% service charge; check the bill before adding more.
Is Cayman Islands cashless?
Practically cashless. Cards and contactless work almost everywhere; the Cayman dollar is pegged to the US dollar (about CI$1 = US$1.20) and US dollars are accepted widely.
What currency does Cayman Islands use?
The Dollar (KYD). US$1 ≈ CI$0.83 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- UK FCDO travel advice: Cayman Islands
- Visit Cayman Islands
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.