Europe

Money, cards and tipping in Cyprus

Capital: NicosiaGreek, Turkish, EnglishUpdated October 2026

EUREuro

Money in Cyprus

Cards almost everywhere Cards and contactless accepted almost everywhere in the Republic. The north uses Turkish lira and more cash. US$1 ≈ €0.89 (03 Oct 2026).

Key facts

Tipping: Check for a service charge on the bill; otherwise 5–10% in restaurants. Round up taxi fares.
ATMs: Bank of Cyprus, Eurobank and Hellenic Bank ATMs are common; foreign-card fees vary. Decline currency conversion.
Paying by phone: Apple Pay and Google Pay widely accepted in the Republic.
Price level: about 65% of US prices (World Bank PPP).

Cash or card, by place

Place	Cards	Notes
Limassol	Cards almost everywhere	Cards and contactless work almost everywhere. Carry small cash for bakeries, village tavernas and some taxis.
Paphos	Cards almost everywhere	Cards and contactless are widely accepted. Cash helps in village tavernas, bakeries and some taxis.
Ayia Napa	Cards almost everywhere	Cards and contactless are accepted in most bars and restaurants. Cash helps for small kiosks, buses and taxis.
Larnaca	Cards almost everywhere	Cards and contactless are accepted almost everywhere. Carry cash for bakeries, buses and small tavernas.
Nicosia	Cards almost everywhere	Cards and contactless are accepted widely. The north uses Turkish lira and more cash; carry some euros and small notes.
Kyrenia	Mixed: cards and cash	Turkish lira is the local currency; hotels and many restaurants take pounds or euros, often at poor rates. Cards work in hotels and chains, but use cash in markets and for dolmuş.

Quick answers

Do you tip in Cyprus?

Check for a service charge on the bill; otherwise 5–10% in restaurants. Round up taxi fares.

Is Cyprus cashless?

Cards almost everywhere. Cards and contactless accepted almost everywhere in the Republic. The north uses Turkish lira and more cash.

What currency does Cyprus use?

The Euro (EUR). US$1 ≈ €0.89 (03 Oct 2026).

Sources

Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.