Europe
Money, cards and tipping in Estonia
EUREuro
Money in Estonia
Cards almost everywhere Cards and contactless work almost everywhere, even at markets; keep a little cash for rural cafés and some small shops. US$1 ≈ €0.89 (03 Oct 2026).
Key facts
- Tipping: Optional: around 10% in restaurants for good service; round up taxis.
- ATMs: Bank ATMs (Swedbank, SEB, LHV) are fine; avoid Euronet machines and decline dynamic currency conversion.
- Paying by phone: Apple Pay and Google Pay are widely accepted, including in Bolt and most shops.
- Price level: about 66% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Tallinn | Cards almost everywhere | Cards and phones work almost everywhere, including markets; keep a few euros for rural cafés. |
| Tartu | Cards almost everywhere | Cards and phones work almost everywhere; keep a few euros for market stalls and rural cafés. |
| Pärnu | Cards almost everywhere | Cards and phones work almost everywhere; keep a few euros for beach kiosks and market stalls. |
Quick answers
Do you tip in Estonia?
Optional: around 10% in restaurants for good service; round up taxis.
Is Estonia cashless?
Cards almost everywhere. Cards and contactless work almost everywhere, even at markets; keep a little cash for rural cafés and some small shops.
What currency does Estonia use?
The Euro (EUR). US$1 ≈ €0.89 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- e-Residency: Digital Nomad Visa
- Estonian MFA: long-stay (D) visa
- EU Entry/Exit System (EES)
- Speedtest Global Index, Aug 2026
- Bolt in Tallinn
- Elron
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.