Europe
Money, cards and tipping in France
EUREuro
Money in France
Cards almost everywhere Cards and phones are accepted almost everywhere; some bakeries, markets and cafés set a card minimum or prefer cash. American Express is less widely taken. US$1 ≈ €0.89 (03 Oct 2026).
Key facts
- Tipping: Service is included by law. Round up or leave €1–5 for good service; nobody expects 15–20%.
- ATMs: French bank ATMs rarely add fees; avoid Euronet machines in Paris tourist areas and decline the conversion offer.
- Paying by phone: Apple Pay and Google Pay are widely accepted; card contactless limit €50. Lydia and Wero need a European bank.
- Price level: about 77% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Paris | Cards almost everywhere | Cards and phones work nearly everywhere. Carry a few coins for public toilets, small markets and bakeries that set a card minimum. |
| Nice | Cards almost everywhere | Cards and phones work almost everywhere. Carry a little cash for markets, small bakeries and beach vendors. |
| Provence | Cards almost everywhere | Cards work nearly everywhere. Keep small cash for market stalls, village bakeries and parking meters. |
| French Riviera | Cards almost everywhere | Cards work almost everywhere. Keep some cash for small bakeries, markets and beach clubs that prefer it. |
| Lyon | Cards almost everywhere | Cards and phones accepted nearly everywhere; markets, small bouchons and bakeries may prefer cash. |
| Marseille | Cards almost everywhere | Cards work widely; markets, small bakeries and beach cafés may want cash. |
| Bordeaux | Cards almost everywhere | Cards and phones work nearly everywhere; markets and small bakeries may prefer cash. |
| Cannes | Cards almost everywhere | Cards and phones work nearly everywhere; carry a little cash for markets and beach vendors. |
| Strasbourg | Cards almost everywhere | Cards and phones work nearly everywhere; Christmas market stalls and small bakeries may prefer cash. |
| Chamonix | Cards almost everywhere | Cards and phones accepted nearly everywhere; some mountain refuges take cash only. |
| Annecy | Cards almost everywhere | Cards and phones work nearly everywhere; markets and small kiosks may prefer cash. |
| Corsica | Mixed: cards and cash | Cards work in towns; villages, mountain refuges and beach shacks often need cash. ATMs can be scarce inland. |
| Aix-en-Provence | Cards almost everywhere | Cards and phones work nearly everywhere; markets and small bakeries may prefer cash. |
| Toulouse | Cards almost everywhere | Cards and phones work almost everywhere; carry a few coins for market stalls and some small bakeries. |
| Loire Valley | Cards almost everywhere | Cards work almost everywhere; carry a few euros for markets, small bakeries and bike-route snack stands. |
| Normandy | Cards almost everywhere | Cards and phones accepted nearly everywhere. Cash helps at village markets, bakeries and cider farms. |
| Montpellier | Cards almost everywhere | Cards and phones work almost everywhere; carry a few euros for market stalls and beach snack shacks. |
| Avignon | Cards almost everywhere | Cards and phones work almost everywhere; carry a few euros for markets and small shops. |
| Biarritz | Cards almost everywhere | Cards and phones work almost everywhere; carry some euros for markets and beach snack shacks. |
| Colmar | Cards almost everywhere | Cards and phones work in most places; carry some euros for market stalls and small village wineries. |
| Saint-Tropez | Cards almost everywhere | Cards work almost everywhere, including beach clubs and boutiques; carry some euros for small bakeries and market stalls. |
| Antibes | Cards almost everywhere | Cards and phones work almost everywhere; carry some euros for the Provençal market and beach stalls. |
| Nantes | Cards almost everywhere | Cards and phones work almost everywhere; carry some euros for markets and small bakeries. |
| Lille | Cards almost everywhere | Cards and phones work almost everywhere; carry some euros for markets, frites stands and small bakeries. |
| Carcassonne | Cards almost everywhere | Cards and phones work in most places; carry some euros for market stalls and small shops. |
| Brittany | Cards almost everywhere | Cards widely accepted. Keep some cash for crêperies, markets and small harbour cafés. |
| Dordogne | Mixed: cards and cash | Cards are accepted in towns, but weekly markets, farms and small village shops often prefer cash. |
Quick answers
Do you tip in France?
Service is included by law. Round up or leave €1–5 for good service; nobody expects 15–20%.
Is France cashless?
Cards almost everywhere. Cards and phones are accepted almost everywhere; some bakeries, markets and cafés set a card minimum or prefer cash. American Express is less widely taken.
What currency does France use?
The Euro (EUR). US$1 ≈ €0.89 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- GOV.UK: France travel advice
- EU: Entry/Exit System (EES)
- Speedtest Global Index: France
- EF English Proficiency Index: France
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.