Africa
Money, cards and tipping in Gambia
GMDDalasi
Money in Gambia
Mostly cash Cards work at a few big hotels and restaurants; bring cash in EUR or GBP and exchange at licensed bureaux for dalasi. US$1 ≈ D74.41 (03 Oct 2026).
Key facts
- Tipping: Not required; 10% in restaurants or a small tip is appreciated.
- ATMs: Few ATMs accept foreign cards, and they cap withdrawals at about 5,000–10,000 GMD; Visa is more widely accepted.
- Paying by phone: Wave and Afrimoney work locally but need a Gambian SIM and registration. Apple/Google Pay are not accepted.
- Price level: about 25% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Kololi | Mostly cash | Cards work in resorts and larger restaurants; cash for taxis, markets, bars and craft stalls. Bring euros or pounds to change and use ATMs sparingly. |
| Banjul | Mostly cash | Cash is needed in markets, taxis and small eateries; few places take cards. Bring euros or pounds to change at banks. |
Quick answers
Do you tip in Gambia?
Not required; 10% in restaurants or a small tip is appreciated.
Is Gambia cashless?
Mostly cash. Cards work at a few big hotels and restaurants; bring cash in EUR or GBP and exchange at licensed bureaux for dalasi.
What currency does Gambia use?
The Dalasi (GMD). US$1 ≈ D74.41 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- Gambia Tourism Authority
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.