Southeast Asia
Money, cards and tipping in Laos
LAKKip
Money in Laos
Mostly cash Mostly cash in kip; hotels and tour agencies may take US dollars or Thai baht. Cards only at upmarket hotels and restaurants. US$1 ≈ ₭22,287.30 (03 Oct 2026).
Key facts
- Tipping: Not customary; leaving small change is appreciated. Tip guides and drivers at the end of a tour.
- ATMs: BCEL and other bank ATMs accept foreign cards but cap each withdrawal low and charge a fee every time.
- Paying by phone: Lao QR (BCEL One) is everywhere but needs a local account; Thai banking apps can pay many Lao QR codes.
- Price level: about 23% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Luang Prabang | Mostly cash | Cash in kip for markets, tuk-tuks and street food. Cards at hotels and a few restaurants, often with a surcharge; ATMs are in the center. |
| Vang Vieng | Mostly cash | Cash kip for most things; some tour agencies and guesthouses accept cards with a fee. ATMs are in the center but can run out. |
| Vientiane | Mostly cash | Mostly cash in kip. Cards at upmarket hotels, supermarkets and malls; Thai baht and US dollars accepted by some shops. |
| 4000 Islands | Cash only | Cash only in practice. Bring enough kip from Pakse; island ATMs are rare and often empty, and cards seldom work. |
| Pakse | Mostly cash | Cash in kip for most things. ATMs in town; cards at a few hotels and tour agencies, often with fees. |
| Nong Khiaw | Cash only | Cash kip only in practice. Bring plenty from Luang Prabang; the village ATM is unreliable and cards are rarely accepted. |
| Thakhek | Mostly cash | Mostly cash in kip; some guesthouses accept Thai baht or USD. Cards are rare outside a few hotels; ATMs cap withdrawals. |
| Phonsavan | Mostly cash | Mostly cash in kip; a few tour agencies take USD or baht. ATMs exist in town but cap withdrawals, so bring spare cash. |
Quick answers
Do you tip in Laos?
Not customary; leaving small change is appreciated. Tip guides and drivers at the end of a tour.
Is Laos cashless?
Mostly cash. Mostly cash in kip; hotels and tour agencies may take US dollars or Thai baht. Cards only at upmarket hotels and restaurants.
What currency does Laos use?
The Kip (LAK). US$1 ≈ ₭22,287.30 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- Lao e-Visa (Department of Immigration)
- UK FCDO travel advice: Laos
- Speedtest Global Index: Laos
- Tourism Laos
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.