Oceania
Money, cards and tipping in Northern Mariana Islands
USDDollar
Money in Northern Mariana Islands
Cards almost everywhere Uses the US dollar. Cards work at hotels, restaurants and shops on Saipan; carry cash on Tinian and Rota.
Key facts
- Tipping: US-style: 15–20% in restaurants, plus tips for drivers, guides and hotel staff.
- ATMs: ATMs in Garapan and Saipan's main villages; few on Tinian and Rota.
- Paying by phone: Apple Pay and Google Pay work where contactless terminals exist, mostly on Saipan.
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Saipan | Cards almost everywhere | US dollars; cards work at hotels and most restaurants. Carry some cash for small shops and tips. |
Quick answers
Do you tip in Northern Mariana Islands?
US-style: 15–20% in restaurants, plus tips for drivers, guides and hotel staff.
Is Northern Mariana Islands cashless?
Cards almost everywhere. Uses the US dollar. Cards work at hotels, restaurants and shops on Saipan; carry cash on Tinian and Rota.
What currency does Northern Mariana Islands use?
The Dollar (USD).
Sources
- ExchangeRate-API open rates
- US CBP: Guam-CNMI ETA
- Marianas Visitors Authority
- Commonwealth Healthcare Corporation
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.