South America
Money, cards and tipping in Paraguay
PYGGuarani
Money in Paraguay
Mixed: cards and cash Cards and contactless work in Asunción's supermarkets, malls and restaurants. Carry guaranÃes for buses, markets and small towns; US dollars change easily at banks. US$1 ≈ ₲5,838.23 (03 Oct 2026).
Key facts
- Tipping: About 10% in sit-down restaurants if service isn't included; round up for taxis and delivery riders.
- ATMs: Many ATMs accept foreign cards and some dispense US dollars; expect a per-withdrawal fee. Use ATMs inside buildings.
- Paying by phone: Contactless cards and phone wallets work in chains; local wallets such as Tigo Money need Paraguayan ID.
- Price level: about 35% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Asunción | Mixed: cards and cash | Cards work in malls, supermarkets and many restaurants; buses, markets and small shops need cash. Carry small guaranà notes. |
| Encarnación | Mixed: cards and cash | Cards work in hotels, supermarkets and many restaurants; buses, markets and small shops are cash. Carry guaranÃes; Argentine pesos and dollars are also taken near the bridge. |
Quick answers
Do you tip in Paraguay?
About 10% in sit-down restaurants if service isn't included; round up for taxis and delivery riders.
Is Paraguay cashless?
Mixed: cards and cash. Cards and contactless work in Asunción's supermarkets, malls and restaurants. Carry guaranÃes for buses, markets and small towns; US dollars change easily at banks.
What currency does Paraguay use?
The Guarani (PYG). US$1 ≈ ₲5,838.23 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- UK FCDO travel advice: Paraguay
- Speedtest Global Index: Paraguay
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.