Africa
Money, cards and tipping in Somalia
SOSShilling
Money in Somalia
Cash only Cash economy. US dollars are widely used; Somali and Somaliland shillings differ. EVC Plus mobile money is ubiquitous. US$1 ≈ Sh571.37 (03 Oct 2026).
Key facts
- Tipping: Small tips are customary.
- ATMs: Foreign cards do not work at ATMs.
- Paying by phone: Hormuud EVC Plus and Telesom ZAAD work with a local SIM; ZAAD is used in Somaliland.
- Price level: about 52% of US prices (World Bank PPP).
Quick answers
Do you tip in Somalia?
Small tips are customary.
Is Somalia cashless?
Cash only. Cash economy. US dollars are widely used; Somali and Somaliland shillings differ. EVC Plus mobile money is ubiquitous.
What currency does Somalia use?
The Shilling (SOS). US$1 ≈ Sh571.37 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- UK FCDO travel advice: Somalia
- World Bank open data
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