Europe

Money, cards and tipping in Ukraine

Capital: KyivUkrainian, Russian, Polish, HungarianUpdated October 2026

UAHHryvnia

Money in Ukraine

Cards almost everywhere Cards and contactless are the norm in cities, even at kiosks. Keep hryvnia cash for blackouts, markets and villages, when terminals can go down. US$1 ≈ ₴44.95 (03 Oct 2026).

Key facts

Tipping: About 10% in restaurants, usually added on the card terminal. Not expected in taxis or for counter service.
ATMs: Foreign cards work at most bank ATMs; some add a fee. ATMs may be empty or offline during power cuts.
Paying by phone: Apple Pay and Google Pay work almost everywhere there is a card terminal.
Price level: about 31% of US prices (World Bank PPP).

Cash or card, by place

Place	Cards	Notes
Kyiv	Cards almost everywhere	Cards and contactless work almost everywhere, even at kiosks. Keep some hryvnia for blackouts, when terminals go offline.
Lviv	Cards almost everywhere	Cards and contactless work almost everywhere. Keep some hryvnia for blackouts, when terminals go offline.
Odesa	Cards almost everywhere	Cards and contactless work almost everywhere. Keep some hryvnia for blackouts, when terminals go offline.
Ivano-Frankivsk	Cards almost everywhere	Cards and contactless work in the center and shops. Keep hryvnia for markets, blackouts and mountain guesthouses.

Quick answers

Do you tip in Ukraine?

About 10% in restaurants, usually added on the card terminal. Not expected in taxis or for counter service.

Is Ukraine cashless?

Cards almost everywhere. Cards and contactless are the norm in cities, even at kiosks. Keep hryvnia cash for blackouts, markets and villages, when terminals can go down.

What currency does Ukraine use?

The Hryvnia (UAH). US$1 ≈ ₴44.95 (03 Oct 2026).

Sources

Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.