Europe
Money, cards and tipping in Greece
EUREuro
Money in Greece
Cards almost everywhere Cards accepted almost everywhere, and taxis must take them. Carry cash for kiosks, small island tavernas, beach sunbeds and tips. US$1 ≈ €0.89 (03 Oct 2026).
Key facts
- Tipping: Round up or leave 5–10% in tavernas and cafés, ideally in cash; card tips often can't be added.
- ATMs: Most Greek bank ATMs charge foreign cards a few euros; Euronet costs more. Decline currency conversion.
- Paying by phone: Apple Pay and Google Pay widely accepted; IRIS bank transfers are for locals with Greek accounts.
- Price level: about 60% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Athens | Cards almost everywhere | Cards and contactless accepted almost everywhere; carry some cash for kiosks, bakeries, small tavernas and tips. |
| Santorini | Cards almost everywhere | Cards accepted in most hotels and restaurants; carry cash for buses, small tavernas and beach sunbeds. |
| Mykonos | Cards almost everywhere | Cards accepted in nearly all hotels, restaurants and clubs; carry cash for buses, kiosks and small tavernas. |
| Crete | Cards almost everywhere | Cards work in towns, hotels and most restaurants; cash for villages, buses, beach sunbeds and small tavernas. |
| Rhodes | Cards almost everywhere | Cards work in hotels, restaurants and shops; cash for buses, bakeries, beach sunbeds and small tavernas. |
| Corfu | Cards almost everywhere | Cards accepted in hotels, restaurants and shops; cash for buses, kiosks and small tavernas. |
| Thessaloniki | Cards almost everywhere | Cards accepted almost everywhere; carry cash for bakeries, kiosks, markets and small tavernas. |
| Naxos | Cards almost everywhere | Cards accepted in most hotels and restaurants; carry cash for buses, small tavernas, bakeries and beach sunbeds. |
| Paros | Cards almost everywhere | Cards accepted in most hotels and restaurants; carry cash for buses, bakeries and small tavernas. |
| Zakynthos | Cards almost everywhere | Cards accepted in hotels, restaurants and shops; cash for buses, kiosks and small tavernas. |
| Chania | Cards almost everywhere | Cards accepted in most hotels, restaurants and shops; cash for buses, kiosks, markets and small tavernas. |
| Milos | Cards almost everywhere | Cards work in most restaurants and shops; some beach canteens, bakeries and small rooms prefer cash. ATMs are in Adamas and Plaka. |
| Kos | Cards almost everywhere | Cards are widely accepted. Keep cash for buses, small tavernas, beach sunbeds and kiosks. ATMs are in Kos Town and the resorts. |
| Kefalonia | Cards almost everywhere | Cards are widely accepted. Carry cash for village bakeries, beach canteens and small family tavernas. ATMs are in Argostoli, Lixouri and Sami. |
| Meteora | Cards almost everywhere | Cards are widely accepted in hotels and restaurants. Monastery tickets are cash-only at most gates and kiosks; carry small notes. |
| Halkidiki | Cards almost everywhere | Cards are widely accepted in resorts. Carry cash for village tavernas, beach canteens and small kiosks. |
| Ios | Cards almost everywhere | Cards widely accepted. Keep cash for bakeries, bus tickets and small beach bars. ATMs are in Chora and Ormos. |
| Lefkada | Cards almost everywhere | Cards are widely accepted. Keep cash for village bakeries, beach canteens and small family tavernas. |
| Nafplio | Cards almost everywhere | Cards are accepted in most restaurants and shops. Cash is useful for bakeries, bus tickets and small tavernas. |
| Skiathos | Cards almost everywhere | Cards are accepted in most restaurants and shops. Carry cash for beach canteens, buses and small bakeries. |
| Hydra | Cards almost everywhere | Cards are accepted in most restaurants and shops. Cash helps for donkey rides, water taxis and small kiosks. |
| Peloponnese | Mixed: cards and cash | Cards are widely accepted in towns. Carry cash for village tavernas, beach bars and small shops. |
| Thassos | Mixed: cards and cash | Cards work in hotels and busier restaurants. Carry cash for small tavernas, beach bars, buses and parking. |
Quick answers
Do you tip in Greece?
Round up or leave 5–10% in tavernas and cafés, ideally in cash; card tips often can't be added.
Is Greece cashless?
Cards almost everywhere. Cards accepted almost everywhere, and taxis must take them. Carry cash for kiosks, small island tavernas, beach sunbeds and tips.
What currency does Greece use?
The Euro (EUR). US$1 ≈ €0.89 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- Ministry of Migration and Asylum
- Visit Greece (Greek National Tourism Organisation)
- Hellenic Train
- European Commission: Entry/Exit System
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.