Africa
Money, cards and tipping in Morocco
MADDirham
Money in Morocco
Mostly cash Cash rules in medinas, taxis, souks and small cafés; cards work in malls, chain hotels and upscale riads, sometimes with a surcharge. US$1 ≈ DH9.88 (03 Oct 2026).
Key facts
- Tipping: Expected: about 10% in restaurants, 10–20 DH for porters and small help, more for guides and drivers.
- ATMs: Plentiful in cities, scarce in desert and mountain villages; dirhams can't be bought abroad, so withdraw on arrival.
- Paying by phone: Apple Pay and Google Pay work at contactless terminals in cities; local wallets need a Moroccan account.
- Price level: about 42% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Marrakech | Mostly cash | Cash for souks, taxis and cafés; cards in upscale riads, restaurants and malls. ATMs are plentiful in Gueliz. |
| Fes | Mostly cash | Cash for souks, taxis and cafés; cards in hotels, riads and some restaurants. ATMs are in Ville Nouvelle and near Bab Boujloud. |
| Chefchaouen | Mostly cash | Cash for cafés, shops and taxis; cards only in a few hotels. The town has a few ATMs, which can run dry on busy weekends. |
| Casablanca | Mixed: cards and cash | Cards and contactless in malls, chains, upscale cafés and hotels; cash for taxis, markets and small shops. |
| Essaouira | Mostly cash | Cash for souks, cafés and taxis; cards in riads and some restaurants. ATMs are in the new town; cash can run out in July. |
| Tangier | Mixed: cards and cash | Cards in hotels, malls and some restaurants; cash for taxis, medina cafés and markets. ATMs are plentiful in Ville Nouvelle. |
| Agadir | Mixed: cards and cash | Cards in hotels, malls and larger restaurants; cash for taxis, souks and small cafés. ATMs are plentiful. |
| Taghazout | Mostly cash | Cash for cafés, shops and taxis; some surf camps take cards. ATMs are limited; stock up in Agadir. |
| Merzouga | Cash only | Cash only at most camps and shops; a few hotels take cards. ATMs are in Rissani and Erfoud, so withdraw before arriving. |
| Rabat | Mixed: cards and cash | Cards in malls, chains, hotels and Agdal cafés; cash for taxis, markets and small shops. |
| Ouarzazate | Mostly cash | Cash for taxis, cafés and shops; cards in some hotels and larger restaurants. ATMs are on Avenue Mohammed V. |
| Imlil | Cash only | Cash only at most guesthouses, guides and shops. The nearest ATMs are in Asni or Marrakech; withdraw before arriving. |
| Meknes | Mostly cash | Cash in dirhams for taxis, souks and small cafés; cards at larger hotels, malls and some restaurants. ATMs are plentiful in town. |
| Asilah | Mostly cash | Cash in dirhams for taxis, medina shops and small cafés; cards at larger hotels and some restaurants. ATMs on Boulevard Mohammed V. |
Quick answers
Do you tip in Morocco?
Expected: about 10% in restaurants, 10–20 DH for porters and small help, more for guides and drivers.
Is Morocco cashless?
Mostly cash. Cash rules in medinas, taxis, souks and small cafés; cards work in malls, chain hotels and upscale riads, sometimes with a surcharge.
What currency does Morocco use?
The Dirham (MAD). US$1 ≈ DH9.88 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- UK FCDO travel advice: Morocco
- Morocco eVisa portal (Ministry of Foreign Affairs)
- ONCF (Moroccan railways)
- Speedtest Global Index: Morocco
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.