Europe
Money, cards and tipping in Portugal
EUREuro
Money in Portugal
Cards almost everywhere Cards are widely accepted, but some small cafés and tascas are cash-only or take only Portuguese Multibanco cards. Carry €20–40. US$1 ≈ €0.89 (03 Oct 2026).
Key facts
- Tipping: Not expected. Leave 5–10% for good restaurant service and round up taxi fares; cafés and bars need nothing.
- ATMs: Multibanco bank ATMs don't add fees; Euronet machines in tourist areas charge and push conversion, so decline it.
- Paying by phone: Apple Pay and Google Pay are widely accepted. MB WAY, which locals use, needs a Portuguese bank card.
- Price level: about 60% of US prices (World Bank PPP).
Cash or card, by place
| Place | Cards | Notes |
|---|---|---|
| Lisbon | Cards almost everywhere | Cards and contactless work almost everywhere; some tascas and tiny cafés take only cash or Multibanco. Carry €20–30. |
| Porto | Cards almost everywhere | Cards accepted nearly everywhere; some tascas and market stalls take cash or Multibanco only. |
| Algarve | Cards almost everywhere | Cards accepted widely; small cafés, beach bars and local markets may be cash only. Bring €30–50 for villages. |
| Madeira | Cards almost everywhere | Cards work widely; bars, poncha stalls and small restaurants in villages may be cash-only. Carry €30–50. |
| Sintra | Cards almost everywhere | Cards accepted at palaces, restaurants and cafés; some small bakeries and market stalls need cash. |
| Lagos | Cards almost everywhere | Cards work in most restaurants and shops; beach bars, market stalls and small bakeries may take only cash. |
| Albufeira | Cards almost everywhere | Cards are common; some beach bars, market stalls and small cafés want cash. Bring €30–50. |
| Cascais | Cards almost everywhere | Cards work almost everywhere; carry €20 for small cafés and market stalls. |
| Azores | Cards almost everywhere | Cards work in most places; some rural cafés, farm stalls and village shops want cash. Carry €30–50. |
| Faro | Cards almost everywhere | Cards work in most places; carry some cash for small cafés and market stalls. |
| Ericeira | Cards almost everywhere | Cards accepted at most places; surf shacks, small bakeries and market stalls sometimes need cash. |
| Coimbra | Cards almost everywhere | Cards accepted widely; some small tascas and student cafés prefer cash. |
| Douro Valley | Mixed: cards and cash | Hotels and quintas take cards; rural cafés, village stalls and small tascas can be cash-only. Carry €30–60. |
| Évora | Mixed: cards and cash | Cards work in most restaurants and hotels; small tascas, markets and rural wineries often prefer cash. |
| Braga | Cards almost everywhere | Cards work almost everywhere; small tascas and market stalls may be cash-only. |
| Aveiro | Cards almost everywhere | Cards work in most places; small pastelarias, market stalls and some seafood tascas prefer cash. |
| Nazaré | Mixed: cards and cash | Cards work in most restaurants and hotels; stalls, small tascas and beach stands may take only cash. |
| Silver Coast | Cards almost everywhere | Cards are widely accepted. Some small cafés and beach kiosks are cash-only. |
| Tavira | Cards almost everywhere | Cards are widely accepted. Some small cafés and market stalls are cash-only. |
Quick answers
Do you tip in Portugal?
Not expected. Leave 5–10% for good restaurant service and round up taxi fares; cafés and bars need nothing.
Is Portugal cashless?
Cards almost everywhere. Cards are widely accepted, but some small cafés and tascas are cash-only or take only Portuguese Multibanco cards. Carry €20–40.
What currency does Portugal use?
The Euro (EUR). US$1 ≈ €0.89 (03 Oct 2026).
Sources
- ExchangeRate-API open rates
- US State Department travel advisory
- Portugal visa portal (MNE)
- GOV.UK: Portugal travel advice
- SNS 24
- Speedtest Global Index: Portugal
- EF English Proficiency Index: Portugal
- World Bank open data
Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.