Europe

Money, cards and tipping in Croatia

Capital: ZagrebCroatian, SerbianUpdated October 2026

EUREuro

Money in Croatia

Cards almost everywhere Euro since 2023. Cards and contactless work almost everywhere; keep some cash for bakeries, markets, island cafés and private room rentals. US$1 ≈ €0.89 (03 Oct 2026).

Key facts

Tipping: Not expected but appreciated: round up or leave about 10% for good restaurant service, ideally in cash so staff get it.
ATMs: Avoid standalone Euronet ATMs with high fees; use bank ATMs and always decline currency conversion.
Paying by phone: Apple Pay and Google Pay work wherever contactless is accepted, which is nearly everywhere.
Price level: about 53% of US prices (World Bank PPP).

Cash or card, by place

Place	Cards	Notes
Split	Cards almost everywhere	Cards and contactless are widely accepted; carry cash for bakeries, markets, small konobas and some ferry kiosks.
Dubrovnik	Cards almost everywhere	Cards accepted in nearly all restaurants and shops; carry cash for bus tickets, kiosks and small boat tours.
Zagreb	Cards almost everywhere	Cards and contactless almost everywhere; cash for Dolac market, small bakeries and tram kiosks.
Hvar	Cards almost everywhere	Cards accepted in nearly all restaurants and clubs; carry cash for island buses, taxi boats and village konobas.
Zadar	Cards almost everywhere	Cards accepted in most restaurants and shops; carry cash for the city bus, markets and island ferries.
Pula	Cards almost everywhere	Cards accepted in most restaurants and shops; carry cash for bus kiosks, the market and small coves.
Rovinj	Cards almost everywhere	Cards accepted in nearly all restaurants and shops; keep cash for parking meters, market stalls and small boat tours.
Makarska	Cards almost everywhere	Cards work in most restaurants and shops; cash for the harbour kiosks, small beach bars and boat trips.
Korčula	Mixed: cards and cash	Cards work in most restaurants and shops in town; cash for wine cellars, village konobas, boats and small shops.
Brač	Cards almost everywhere	Cards work in most restaurants and shops; cash for island buses, beach kiosks, small konobas and boat taxis.
Šibenik	Cards almost everywhere	Cards accepted in most restaurants and shops; cash for the bus, markets and small konobas.
Krk	Cards almost everywhere	Cards are accepted in most places. Cash helps for small konobas, beach bars, markets and private rooms.
Poreč	Cards almost everywhere	Cards and contactless are widely accepted. Carry some cash for markets, bakeries and small konobas.
Trogir	Cards almost everywhere	Cards accepted in most restaurants and shops; cash for the bus, kiosks and small boat trips.
Vis	Mixed: cards and cash	Cards work in most restaurants and shops in town; cash for village konobas, small shops, boats and Blue Cave tickets.
Rijeka	Cards almost everywhere	Cards accepted in most restaurants and shops; cash for the market, buses and small bakeries.
Opatija	Cards almost everywhere	Cards and contactless are common. Carry cash for small cafes, markets and parking meters.

Quick answers

Do you tip in Croatia?

Not expected but appreciated: round up or leave about 10% for good restaurant service, ideally in cash so staff get it.

Is Croatia cashless?

Cards almost everywhere. Euro since 2023. Cards and contactless work almost everywhere; keep some cash for bakeries, markets, island cafés and private room rentals.

What currency does Croatia use?

The Euro (EUR). US$1 ≈ €0.89 (03 Oct 2026).

Sources

Compiled and reviewed by SoloSquare. How we compile and score this. Spotted something out of date? Tell us.